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Home & Commercial Mortgage Services Oshawa

The city of Oshawa is located on the Lake Ontario shoreline in Canada, in Southern Ontario about 60 km east of downtown Toronto. This city is commonly viewed as the eastern anchor of the Greater Toronto Area as well as of the Golden HorseShoe.

Oshawa attracts a lot of people, some coming here to raise their families, and others for the numerous business opportunities.

Either way, there are plenty of recreational opportunities including parks, conservation areas, walking trails, indoor and outdoor public swimming pools, and also sports facilities. Some favourite attractions include the sandy beaches of Lakeview Park, which stretch along the coast of Lake Ontario.

The McLaughlin Bay Wildlife Reserve together with the Second Marsh Wildlife Area have protected marshland areas with viewing platforms and interpretive trails. The trails and parks in Oshawa encompass around 410 hectares of parkland (with over 130 parks) and over 27 km of paved trails, as well as nine splash pads, three skateboard parks, eight ice pads, and over 110 playgrounds.

Looking to do business in Oshawa?

Oshawa is a fast growing area in the Greater Toronto Area (GTA) and has seen considerable growth year-over-year, with predictions that by 2025, the city will reach an estimated population of 176,000. Oshawa’s population is opening its doors to international businesses, newcomers and many foreign students each year.

Oshawa’s share of residents aged 20-39 and 50-59 surpasses the provincial average with its young demographic–it’s a city with a young and vibrant labour force, and it’s also a great place to raise a family. Businesses that are located here experience the Oshawa advantage of Talent, Access and Value.


Any thriving community with competitive businesses requires a pool of skilled talent, and talent is something Oshawa has in spades. Every year, the city welcomes thousands of bright minded full-time students to study at our city’s three high-ranking institutions, including the University of Ontario Institute of Technology, Trent University Durham and Durham College. Top-notch education for today’s relevant industries coupled with modern research facilities show why Oshawa’s renown graduates are sought after by many high-performance companies.


Oshawa businesses enjoy the benefits of a sophisticated, integrated, and efficient transportation system. The highways, rail lines, waterfront, air and public transportation make Oshawa ideal for local as well as North American and global markets.


Oshawa companies enjoy the benefits associated with doing business in Ontario, Canada. According to KPMG’S 2014 Competitive Alternatives, Canada has the lowest total tax costs, including the most generous R&D tax treatment and the second lowest business costs among the G7 countries. Canada has been long recognized for its stable and sound banking system. Locally, Oshawa offers development incentives, affordable real estate and business-friendly services.

Live or Invest in Oshawa

Indeed, there are countless reasons why you would want to live in Oshawa, and even more why you would want to join the workforce, either as an entrepreneur or employee. So if you are in need of financing your new home in the area or making a property investment in Oshawa, please contact us at Northwood Mortgage – Stability, Savings, and Service.

Term Rate
Variable Rate – High Ratio Insured Special – 6.25%
1 Year fixed Insured 6.59%
2 Year insured 5.94%
3 Year Fixed Insured 5.09%
4 Year Fixed insured 5.09%
5 Year Fixed Mortgage Insured Special Closing Conditions 5.04%
7 Year 120 day rate hold Insured 5.60%
10 Year Insured 120 day Rate hold This could be your last mortgage ever! 6.00%
Variable Rate Open (line of credit) 7.70%

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